Our Team
Anna Kalonaros
Senior Broker
Anna Kalonaros is a licensed NY broker and an officer of Atlantic Coast Risk Services having over 10 years of experience in the insurance industry. Her experience includes specializing in construction, where she has negotiated terms, identified exposures, and navigated the proper coverage for contractors of all types. She also has extensive experience in commercial property, general liability, and workers compensation coverages. Anna Kalonaros graduated from St. John’s University in Queens, New York.
Elias Karalekas
Senior Broker
Elias Karalekas is a licensed NY broker and brings over 18 years of experience in insurance to the brokerage. As an officer of Atlantic Coast Risk Services, Elias has a broad knowledge of New York Labor Laws 240 & 241 and has assisted multiple contractors in designing customized insurance programs. Elias Karalekas graduated from Brooklyn College.
Tina Liberatos
Operations Coordinator
Tina Liberatos has a strong knowledge of exposures, coverage forms and extensive knowledge in the placement of construction, real estate, and restaurant owners’ policies. Tina does extensive review of policies, binders, and certificates for clients to ensure coverage meets the requirements requested. Tina is responsible for managing the staff and overseeing the day-to-day handling of the client’s accounts. Tina graduated from The University of Florida with her bachelor’s degree.
Malissa Hantour
Broker
Malissa Hantour is a licensed Property & Casualty insurance broker and works mainly with commercial and personal lines customers. Malissa provides invaluable insight and exception service to her clients. At Atlantic Coast Risk Services, Malissa works with a diversified book of accounts, including construction and restaurant owners. Malissa has a bachelor’s degree from St. John’s University.
Michael Carbone
Broker
Michael Carbone is a licensed NY broker with a CRIS designation. His licenses and experience offers clients expertise in contractual risk transfer as well as coverage placement and in-depth review of coverage forms. At Atlantic Coast Risk Services, Michael works with our higher end construction clients. Mike holds a BS degree in Actuarial Science from Binghamton University.